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2. Have you checked with the associations you belong to if they have discounts from any insurer? Insurers give these associations group discounts in the hope that they will in that one move attract many of their members to buy an auto insurance policy with them. Even though you may not necessarily join an association because you want a group auto insurance discount, it makes sense to take advantage of it if it's offered to any association you already belong to.
3. Some insurers will give you a discount if a child on your policy is away at school and does not use the car at that period. If this applies to your child in college then do not fail to let your agent know about it. Just note that not all insurers offer this discount.
4. The difference in the cost of insuring similar vehicles could be massive. So have this at the back of your mind when you go to buy your next car. Two factors that will force you to pay more are a vehicle's crash rating and theft rate.
In addition, it will also take much more to insure a car that is more costly to maintain or repair. Asking the right questions will help you avoid expensive-to-insure cars and get cheaper rates.
5. You'll pay less if you car has a higher safety rating. Safety features should be given top consideration when shopping for a new car. Such features attract a good discount. Your agent can give you a list of features that will get you a discount with your insurance provider.
6. You will be eligible for a discount if you are a member of a car pool. The straight argument for this is that it cuts down your mileage. And, the less your mileage, the better risk you are to an insurance provider.
7. Get and compare free instant auto insurance quotes from up to five reputable quotes sites. For your convenience, I've added two quote boxes from two highly reputable sites on this page.
